Quarterly Newsletters & Blogs

Tariffs Keep Markets Guessing

A relatively calm start to the year has yielded to a string of economic policies that are now roiling markets and keeping investors on their toes. While the incoming administration threatened to launch a tariff war, many investors and decision-makers anticipated a more gradual approach.  ...

Investing in the Face of Uncertainty

  With cherry blossoms in full bloom this time of year, many residents of Greater Washington have a sense of certainty that spring has finally arrived. However, a sense of uncertainty is rising among investors as evidenced by a 4% decline in the S&P500 in the past three months and an...

Earnings in the Spotlight

For many Americans, the spectacle of the Times Square ball drop on New Year’s Eve brings feelings of excitement for what we’ve accomplished and anticipation of opportunities that await. In a similar way, many investors are closing the books on another big year for markets and preparing for what’s...

The Great Course Correction

As many Americans shift from leisurely summers back to work and school this Fall, we are monitoring another meaningful change in the economy, with Jay Powell and the Federal Reserve steering the ship. Powell has made a major course correction that seems to have halted runaway inflation and avoided...

Tightrope or Balance Beam?

  As the nation celebrates its independence this week, many investors are celebrating a steady economy, durable earnings growth, and surging tech stocks, as seen in the 15% return on the S&P500 in the first half. However, some investors are questioning the stability of these market...

Overtime

As the calendar turns from March to April, many sports fans are eagerly awaiting the college basketball finals. While the tournament has seen some exciting overtime games, market watchers are also feeling as though the bull market (for tech stocks in particular) is running into overtime. A wave of...

529 Plans: Give the Gift of Education (and Compounding)

As the cost of college tuition skyrockets, parents and grandparents can take advantage of tax-efficient 529 plans and higher limits on gift and estate taxes.   As the rush of the holiday season slows down, many minds turn to the subject of giving in the new year. Grandparents in particular...

Passing the Torch

  As we turn the page on a new calendar year, we look ahead to the 2024 Paris Olympics and exciting events like the relay races in track and field. A similar passing of torches (and batons) may be happening for markets this year as all eyes begin to focus on jobs as an indicator of the Fed’s...

Benefits of Doing Roth Conversions Early in Retirement

Retirees could cut their lifetime tax burden as well as minimize taxes’ impact on the long-term wealth of their heirs.   So, you’ve worked hard throughout your career, saved for retirement and now the light at the end of the tunnel is becoming larger and brighter. It’s pretty simple — freedom...

The Misery Index: What Is It and How Does It Impact You?

The misery index is getting better, but Americans may feel a lot more miserable in 2023. How should investors respond? Many Americans are hoping for a happy new year after the economic and financial challenges of 2022, which included eye-watering inflation and a bear market. Careful what you wish...

Millennial Investors and the Great Wealth Transfer

Millennial Investors and the Great Wealth Transfer Millennials (those born between 1981–1996) are now the single largest generation group in the U.S., having surpassed baby boomers (born between 1946-1964), 72.1 million to 71.6 million, as of 2019. Much has been written of the varied challenges...

Maximizing College Savings

Maximizing College Savings  As students gear up to receive admissions letters, we thought we’d share some thoughts on planning for and paying for your student’s college tuition. With the cost of attendance at some of the most elite schools topping $75,000 per year, on average, students today face...

The Real World and the Digital World

The Real World and the Digital World As the U.S. economy and corporate America discover new ways to adapt and grow in a global pandemic, stock markets continue to wow investors with double-digit returns (18% in 2020 and 16% in the first nine months of 2021). Despite strong overall market...

The Power of Patience in Maximizing Long Term Wealth

The Power of Patience in Maximizing Long Term Wealth   “The first rule of compounding is to never interrupt it unnecessarily” – Charlie Munger One of the biggest challenges in maximizing long term wealth in the stock market is having the patience to stick with your positions and process...

Financial Habits Wealthy Women Practice 

  Financial Habits Wealthy Women Practice Whether amid a life transition such as divorce, motherhood, widowhood, or starting a new job - women who take an active role in their financial future tend to share similar financial habits. While traditionally, women have taken a less active role in...

Retirement Planning in a Time of Low-Interest Rates

Embarking on Retirement in a Time of Low-Interest Rates Retirement planning can be fear evoking — the fear of not having enough resources, the fear of how you will fill your days, and the fear in your significant other’s eyes as they realize you will be together 24/7! Yet a new worry has emerged...

FBB Capital Partners Named in 2020 CNBC FA 100 List

National list recognizes FBB Capital Partners as a client-focused advisory firm. FBB Capital Partners is pleased to announce it has been named in the 2020 edition of the CNBC FA 100, which ranks the top financial advisory firms in the country.   The CNBC FA 100 celebrates the advisory firms that...

Investment Management in a Bear Market

April 20, 2020 Investment Management in a Bear Market A “Bear Market” is defined as a decline of 20% or more in the equity markets. Importantly, the definition of a Bear Market is different from that of a Recession, which is defined by two consecutive quarters of economic contraction in Gross...

How To Achieve Your Retirement Goals

First of all, you need to realize that the most important part of your retirement planning is your investing. Most people pay very little attention to their investing activity, and simply let their employer handle where their 401k and other retirement money goes. Knowing this information yourself...

Financial Planning Requires Careful Consideration

The old adage says Haste makes Waste, and caution is your only friend. How true such a proverb is when it comes to the world of personal financial planning. Caution means that you stop and look at all options before making any decisions in order to ensure that more often than not the result is a...