For many of FBB’s clients, their Social Security benefits are the only form of “guaranteed pension” they will receive during their retirement years. Understanding what these benefit amounts are for the household and how they can vary based on different filing dates and strategies can have a significant long-term impact on the amount collected over the course of one’s (or a couple’s) retirement.
We work with each client to determine the need for cash flow during early retirement versus later years and weigh that against a client’s longevity. Equipped with the correct inputs, we can help clients make an educated decision—rather than a guess—when it comes to this extremely important retirement benefit.
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