Women & Finance

  Jane DeLashmutt O’Mara, CFP®, Senior Portfolio Manager & Shareholder I began my career in the investment business in 2000 as an assistant to a stockbroker in Baltimore. On lunch breaks, I walked down the hallway where I climbed a miniature staircase that led to a “switchboard.” A lot of...

Financial fraud and scams seem to be everywhere these days. Scammers are continually enhancing their tactics relying primarily on our daily sources of communication as their initial point of attack. Educating yourself to identify the most common scams and their sources, which are frequently...

Gone are the days of Americans staying at one job for the duration of their career. If you’ve changed jobs a few times, chances are you’ve left behind a trail of 401(k) accounts with former employers. While it might seem easier to let them sit where they are, consolidating those accounts into one...

  A generational wealth transfer has begun and is expected to continue over the next twenty years as baby boomers age and pass along wealth to their heirs. An inheritance from a loved one, whether anticipated or not, can provide financial stability for clients, but an inheritance can also...

  Divorce rates in the United States have been steadily declining over the past two decades, which is great news for all who participate in the institution. According to recent research, however, 36% of divorcing adults are age 50 or older, which is a number that has doubled since 1990. Even...

  The Conversation… No, not that one. But for many it may rank up there with the dreaded birds and bees talk. Whereas one might make you squeamish, the other forces us to confront some realities we’d rather ignore: aging and its implications. Just like the birds and the bees, parents and...

The Fear of Running Out of Money Financial planning is focused on setting goals and making decisions that put you on the path to achieving those goals. Enjoying a secure and rewarding retirement is a common goal for many, and we are often asked by our clients whether they have saved enough money...

When Not to Convert a Traditional IRA to a Roth IRA   You hear the talk at cocktails parties about your friends converting their Traditional IRA accounts to Roth IRAs and now it is nagging you…are you missing out? Should you convert your Traditional IRA assets to a Roth IRA? Converting a...

Planning for Longevity and Vitality   If you’re an avid reader of health and science journalism, you have likely noticed the recent emergence of longevity as a buzzword. This shouldn’t come as a surprise, for most people it’s relatively easy to make a case for a lifestyle that maximizes one’s...

20 Tasks to Cross Off Your Year-end Financial Checklist “Recorder ground control.”“On.” Those are the first spoken words between a Captain and First Officer prior to a detailed and precise takeoff procedure onboard an Airbus A320. First, the crew confirms that the recorder is on, ensuring that the...

Education Planning: Legal Documents Every College Student Should Have As the dog days of summer start to fade into thoughts of fall, you realize that back to school will look radically different this year as your child is heading to college. It seems like just yesterday you were buying school...

Women & Finance: The Importance of a Rainy Day Fund Your insurance agent, banker, and financial planner are likely to deliver some version of “rainy day” advice to clients. Bankers may advise small business owners to maintain an open line of credit; insurance agents may recommend insuring...

Tax Efficient Ways For Women To Give in 2021 As a working mother, there are lists that we write in our minds to prepare ourselves for the holidays even before school has begun. If giving is a part of your holiday tradition, this is one task that you can accomplish far in advance of the frenzy that...